Discover the Best Hotel Travel Credit Cards of 2025
Compare top-rated travel credit cards, maximize rewards, and unlock exclusive perks for your next adventure. Whether you’re a frequent flyer, luxury traveler, or budget explorer, find the perfect card to suit your needs.
Top 10 Hotel Travel Credit Cards
| Card Name | Annual Fee | Welcome Bonus | Rewards Rates | Best For | Apply / Details |
|---|---|---|---|---|---|
| Marriott Bonvoy Brilliant® American Express® Card TCI Rating: 9.0/10 | $650 | 125,000 points | 6X at Marriott; 3X on dining and airfare | Luxury Marriott stays | |
| Hilton Honors American Express Aspire Card TCI Rating: 9.0/10 | $450 | 150,000 points | 14X at Hilton; 7X on travel/dining | Hilton luxury perks | |
| IHG® Rewards Premier Credit Card TCI Rating: 7.5/10 | $99 | 175,000 points | 10X at IHG; 5X on travel/dining | IHG frequent stays | |
| World of Hyatt Credit Card TCI Rating: 8.5/10 | $95 | 60,000 points | 9X at Hyatt; 2X on dining/travel | Hyatt luxury seekers | |
| Marriott Bonvoy Boundless® Credit Card TCI Rating: 8.4/10 | $95 | 100,000 points | 6x Marriott, 2x all else | Occasional Marriott guests | |
| Hilton Honors Surpass® Card TCI Rating: 7.8/10 | $95 | 130,000 points | 12X at Hilton; 6X on dining/gas | Hilton mid-tier rewards | |
| Wyndham Rewards Earner® Plus Card TCI Rating: 7.2/10 | $75 | 45,000 points | 6X at Wyndham; 4X on dining/groceries | Wyndham regulars | |
| The Ritz-Carlton™ Credit Card TCI Rating: 8.3/10 | $450 | N/A (Legacy) | $300 travel credit; 10X at Ritz-Carlton | High-end stays | |
| Capital One Venture X Rewards Credit Card TCI Rating: 9.0/10 | $395 | 75,000 miles | 10X on hotels; 5X on flights | Flexible hotel stays |
Featured Card Details
Marriott Bonvoy Brilliant® American Express® Card
Welcome Bonus
Welcome Bonus: Earn 125,000 Marriott Bonvoy points after spending $5,000 in the first 3 months.
(Valued at ~$1,050 for Marriott stays).
Earning Rates
- 6X points at Marriott hotels
- 3X points on dining and airfare
- 2X points on other purchases
Key Features
- Platinum Elite Status: Complimentary upgrades, late checkout, and more.
- $300 annual dining credit (up to $25/month in statement credits).
- Priority Pass™ Select Membership: Access 1,300+ airport lounges worldwide.
- Free Night Award: Annual certificate worth up to 85,000 points.
Additional Perks
- $100 credit for Global Entry or TSA PreCheck
- No foreign transaction fees
- Complimentary premium internet at Marriott properties
Best For
Luxury travelers and Marriott loyalists seeking high-value rewards and premium perks.
Hilton Honors American Express Aspire Card
Welcome Bonus
Welcome Bonus: Earn 150,000 Hilton Honors points after spending $4,000 in the first 3 months.
(Valued at ~$900 for Hilton stays).
Earning Rates
- 14X points on eligible Hilton purchases
- 7X points on flights booked directly with airlines, car rentals, and dining
- 3X points on all other purchases
Key Features
- Hilton Diamond Status: Complimentary upgrades and executive lounge access
- Weekend Night Reward: Annual free weekend night certificate
- $250 Hilton Resort Credit
- Priority Pass™ Select Membership: Unlimited lounge access
Additional Perks
- $250 Airline Fee Credit
- No foreign transaction fees
- Travel and purchase protection benefits
Best For
Hilton enthusiasts seeking top-tier perks and high-value rewards for luxury travel experiences.
IHG® Rewards Premier Credit Card
Welcome Bonus
Welcome Bonus: Earn 175,000 bonus points after spending $3,000 on purchases in the first 3 months.
(Valued at ~$875 for IHG stays).
Earning Rates
- 10X points on IHG purchases
- 5X points on travel, dining, and gas
- 3X points on other purchases
Key Features
- Anniversary Free Night (up to 40,000 points)
- 4th Night Free on award stays
- Global Entry/TSA PreCheck fee credit
- Platinum Elite Status
Additional Perks
- No foreign transaction fees
- 25% points discount for 3+ night reward stays (promo dependent)
- Trip cancellation/interruption insurance
Best For
Frequent IHG travelers looking to maximize value and enjoy free night rewards.
World of Hyatt Credit Card
Welcome Bonus
Welcome Bonus: Earn up to 60,000 Bonus Points:
• 30,000 Bonus Points after $3,000 in 3 months
• Up to 30,000 more Bonus Points (2 Bonus Points per $1 in first 6 months, up to $15,000)
Earning Rates
- 9X total on Hyatt stays (4X with card + 5X as a member)
- 2X on dining, flights, local transit
- 1X on all other purchases
Key Features
- Free Night Award (Category 1-4) each card anniversary
- Second Free Night after $15,000 spend yearly
- Automatic Discoverist status
- 2 elite night credits per $5,000 spend
Additional Perks
- No foreign transaction fees
- Travel and purchase protections
- Promotional points rebates
Best For
Hyatt enthusiasts seeking free nights, elite benefits, and fast status accrual.
Marriott Bonvoy Boundless® Credit Card
Welcome Bonus
Welcome Bonus: 100,000 Marriott Bonvoy points after $3,000 in the first 3 months.
(Valued at ~$850 for Marriott stays).
Earning Rates
- 6X points on Marriott purchases
- 2X on all other purchases
Key Features
- Redeem points for Marriott hotels, experiences
- Transfer points to 40+ airline partners
- Free annual night award (up to 35,000 points)
- Automatic Silver Elite status
Additional Perks
- No foreign transaction fees
- Trip delay and baggage delay insurance
Best For
Marriott enthusiasts wanting free nights and status benefits.
Hilton Honors Surpass® Card
Welcome Bonus
Welcome Bonus: 130,000 Hilton Honors points after $2,000 in 3 months.
(Valued at ~$780 for Hilton stays).
Earning Rates
- 12x points on Hilton purchases
- 6x on dining, groceries, gas
- 3x on all other purchases
Key Features
- Complimentary Hilton Honors Gold Status
- Weekend Night Reward after $15,000 annual spend
- Priority Pass™ Select: 10 free lounge visits/year
Additional Perks
- No foreign transaction fees
- Potential Diamond Status after $40,000 spend
- Purchase and extended warranty protection
Best For
Hilton loyalists seeking mid-tier perks, strong earning rates, and an upgrade path to Diamond.
Wyndham Rewards Earner® Plus Card
Welcome Bonus
Welcome Bonus: Earn 45,000 Wyndham Rewards Points after spending $1,000 in the first 90 days.
(Enough for up to 6 free nights at participating properties).
Earning Rates
- 6X points on Wyndham stays and gas
- 4X points on dining and grocery stores
- 1X points on all other purchases
Key Features
- Complimentary Wyndham Rewards Gold Status
- 15% off on Wyndham bookings
- Flexible point redemptions for free nights
Additional Perks
- No foreign transaction fees
- Annual 7,500 points bonus each card anniversary
- Extended warranty and purchase protection
Best For
Wyndham guests looking to maximize rewards on hotel stays, dining, and everyday spending.
The Ritz-Carlton™ Credit Card
Welcome Bonus
Welcome Bonus: N/A (Legacy product; no longer open to new applicants)
Earning Rates
- 10X points at Ritz-Carlton and Marriott properties
- 2X on other select categories
- 1X elsewhere
Key Features
- $300 annual travel credit
- Complimentary Priority Pass™ lounge membership
- Marriott Bonvoy elite status boosts
- No foreign transaction fees
- Global Entry/TSA PreCheck statement credit
- Premium travel and purchase protections
Best For
High-end Marriott/Ritz fans who obtained this legacy card for premium perks.
Capital One Venture X Rewards Credit Card
Welcome Bonus
Welcome Bonus: 75,000 miles after spending $4,000 in 3 months.
(Valued at ~$750 for travel).
Earning Rates
- 10X miles on hotels & rental cars via Capital One Travel
- 5X miles on flights via Capital One Travel
- 2X miles on all other purchases
Key Features
- Redeem miles for statement credits toward travel
- Transfer to 15+ travel partners for higher-value redemptions
- $300 travel credit through Capital One Travel
- Unlimited access to Capital One Lounges and Priority Pass
- Cell phone insurance coverage
Best For
Frequent travelers wanting luxury perks at a lower annual fee than other top premium cards.