Discover the Best 10 Business Travel Credit Cards of 2025
Compare top-rated travel credit cards, maximize rewards, and unlock exclusive perks for your next adventure. Whether you’re a frequent flyer, luxury traveler, or budget explorer, find the perfect card to suit your needs.
Top 10 Business Travel Credit Cards
| Card Name | Annual Fee | Welcome Bonus Value | Rewards Rates | Best For | Apply / Details |
|---|---|---|---|---|---|
| Ink Business Preferred® Credit Card TCI Rating: 8.6/10 | $95 | $1,250 (100,000 points) | 3x on travel, shipping, internet, and ads (up to $150,000/year) | High travel and advertising expenses | |
| The Business Platinum Card® from American Express TCI Rating: 9.0/10 | $695 | $2,300 (150,000 points) | 5× flights & prepaid hotels (Amex Travel); 1.5× select categories & $5k+ purchases | Luxury travelers | |
| Capital One Venture X Business TCI Rating: 8.8/10 | $395 | $1,500 (150,000 miles) | 10x hotels/rentals, 5x flights, 2x on all other purchases | Frequent business travelers | |
| Delta SkyMiles® Reserve Business American Express Card TCI Rating: 8.7/10 | $695 | $1,000 (80,000 miles) | 3x miles on Delta purchases | Delta loyalists | |
| United℠ Business Card TCI Rating: 7.9/10 | $0 intro, then $99 | $1,050 (75,000 miles) | 2x on United, dining, gas stations, and transit | United travelers | |
| Capital One Spark Miles for Business TCI Rating: 8.0/10 | $0 intro, then $95 | $500 (50,000 miles) | 2x miles on every purchase | Straightforward rewards | |
| Bank of America® Business Advantage Travel Rewards Card TCI Rating: 7.3/10 | $0 | $300 (30,000 points) | 3x on travel via Bank of America Travel Center, 1.5x everywhere | Small business travel | |
| American Express® Business Gold Card TCI Rating: 8.4/10 | $295 | $1,050 (70,000 points) | 4x on top 2 spending categories (up to $150,000/year) | Diverse spending categories | |
| Hilton Honors American Express Business Card TCI Rating: 7.8/10 | $95 | $780 (130,000 Hilton Honors points) | 12x on Hilton, 6x on select categories, 3x elsewhere | Hilton hotel enthusiasts | |
| World of Hyatt Business Credit Card TCI Rating: 8.5/10 | $199 | $1,125 (75,000 points) | 9x on Hyatt stays, 2x on business categories | Frequent Hyatt travelers |
Featured Card Details
Ink Business Preferred® Credit Card
Welcome Bonus
Welcome Bonus: 100,000 Ultimate Rewards® points after spending $8,000 in the first 3 months
($1,250 value toward travel via Chase Ultimate Rewards).
Earning Rates
- 3X points on travel, shipping, internet, cable, phone, and advertising (first $150,000 annually)
- 1X on other purchases
Key/Luxury Features
- Employee cards at no extra cost
- Transfer points to airline/hotel partners for higher redemption
- No foreign transaction fees
Additional Perks
- Cell phone protection up to $1,000 per claim
- Trip cancellation/interruption insurance
- Extended warranty, purchase protection
Best For
Businesses spending heavily on travel/ads seeking high-value UR points.
The Business Platinum Card® from American Express
Welcome Bonus
Welcome Bonus: 150,000 MR® points after $20,000 in 3 months
(≈ $2,300 value with smart travel redemptions).
Earning Rates
- 5X on flights & prepaid hotels via Amex Travel
- 1.5X on U.S. hardware, software/cloud, shipping & construction merchants (up to $2M/yr)
- 1.5X on any individual purchase of $5,000+ (shared $2M cap)
- 1X on all other eligible spend
Key/Luxury Features
- Complimentary lounge access (Centurion, Delta Sky Club, Priority Pass)
- Fine Hotels + Resorts® perks
- $200 airline fee credit
Additional Perks
- $400 Dell credit
- $360 Indeed credit
- $189 CLEAR® Plus credit
- $150 Adobe credit
- $120 wireless service credit
- Cell‑phone protection
- Global Entry / TSA PreCheck credit
Best For
Luxury business travelers wanting top‑tier lounge perks and rich big‑spend multipliers.
Capital One Venture X Business
Welcome Bonus
Welcome Bonus: 150,000 miles after $10,000 in 3 months
(~$1,500 value, more with transfer partners).
Earning Rates
- 10X on hotels/rentals via CapOne Travel
- 5X on flights via CapOne Travel
- 2X on other purchases
Key/Luxury Features
- Lounge Access: Capital One Lounges + Priority Pass
- $300 annual travel credit (CapOne Travel)
- Exclusive hotel perks
Additional Perks
- Cell phone protection
- Travel insurance & trip protection
- Miles transfer to 15+ programs
Best For
Frequent flyers wanting lounge access and high-value travel redemptions.
Delta SkyMiles® Reserve Business American Express Card
Welcome Bonus
Welcome Bonus: 80,000 miles after $4,000 in 3 months
(~$1,000 value on Delta award flights).
Earning Rates
- 3X miles on Delta
- 1.5X miles on all purchases after $150,000/year
- 1X on other purchases
Key/Luxury Features
- Complimentary Sky Club & Centurion Lounge access (when flying Delta)
- Annual Companion Certificate (First Class, Comfort+, Main Cabin)
- Priority Upgrades with Medallion Status
Additional Perks
- Free first checked bag
- Global Entry/TSA PreCheck credit
- 20% inflight savings on Delta
Best For
Delta-centric businesses seeking premium lounge access and faster elite status.
United℠ Business Card
Welcome Bonus
Welcome Bonus: 75,000 miles after $5,000 in 3 months
(~$1,050 on United award travel).
Earning Rates
- 2X miles on United
- 2X dining, gas, local transit
- 1X on everything else
Key/Luxury Features
- Two United Club℠ passes yearly
- Priority boarding
- First bag free on United (cardholder + companion)
Additional Perks
- No foreign transaction fees
- 25% back on in-flight purchases
- $100 United travel credit after $10K annual spend
Best For
United flyers wanting free bags, lounge passes, and straightforward rewards.
Capital One Spark Miles for Business
Welcome Bonus
Welcome Bonus: 50,000 miles after $4,500 in 3 months
(~$500 travel value).
Earning Rates
- 2X on every purchase
- 5X on hotels/rentals via Capital One Travel
Key/Luxury Features
- Miles transfer to 15+ travel partners
- Redeem for flights, hotels, etc.
- No blackout dates
Additional Perks
- Global Entry/TSA PreCheck credit
- No foreign transaction fees
- Extended warranty/purchase protection
Best For
Straightforward unlimited rewards, easy redemption, moderate annual fee.
Bank of America® Business Advantage Travel Rewards Card
Welcome Bonus
Welcome Bonus: 30,000 points after $3,000 in 90 days
($300 statement credit or travel credit).
Earning Rates
- 1.5X on all purchases
- 3X on travel booked via BoA Travel Center
Key/Luxury Features
- No annual fee
- No foreign transaction fees
- Flexible redemption on flights, hotels, etc.
Additional Perks
- Fraud protection & alerts
- Access to BoA Small Business Specialists
- Overdraft protection if linked to BoA checking
Best For
Small businesses needing a no-fee card with decent travel rewards and BoA relationship benefits.
American Express® Business Gold Card
Welcome Bonus
Welcome Bonus: 70,000 MR points after $10,000 in 3 months
(~$1,400 if optimally transferred).
Earning Rates
- 4X on top 2 categories each month (up to $150K/year)
- 1X on all else
Key/Luxury Features
- 25% Airline Bonus on award redemptions
- Transfer points to airlines like Delta, BA, etc.
Additional Perks
- Global Assist® Hotline
- Purchase protection, extended warranty
- Employee cards with spending controls
Best For
Versatile spending (top 2 categories) and robust travel redemption with MR points.
Hilton Honors American Express Business Card
Welcome Bonus
Welcome Bonus: 130,000 Hilton Honors points after $5,000 in 3 months
(Up to 26 nights at Category 1 properties).
Earning Rates
- 12X at Hilton
- 6X at U.S. restaurants, gas, wireless services
- 3X on other purchases
Key/Luxury Features
- Complimentary Hilton Gold status
- Weekend Night Reward after certain spend
- No foreign transaction fees
Additional Perks
- Car rental loss/damage coverage
- Purchase protection, extended warranty
- 24/7 customer support
Best For
Frequent Hilton stays, wanting Gold status and boosted earning on Hilton stays.
World of Hyatt Business Credit Card
Welcome Bonus
Welcome Bonus: Up to 75,000 Bonus Points (60k after $5k in 3 months + 15k after $12k total in 6 months)
(Potentially 15 free nights at Category 1 hotels).
Earning Rates
- 9X at Hyatt (4X card + 5X as a member)
- 2X in your top 3 spend categories each quarter
- 1X on other purchases
Key/Luxury Features
- Discoverist status automatically
- 2 free nights after $50k annual spend
- No foreign transaction fees
Additional Perks
- Cell phone protection
- Purchase protection, extended warranty
- Elevated path to higher Hyatt status
Best For
Hyatt devotees wanting to earn status faster and enjoy high-value hotel redemptions.